One of the most common reasons that people have to make claims on their RV insurance is that they forgot to take a simple, minor, but crucial step to prevent problems from happening along the way.
Many people believe that because motorhomes are parked so long that there is no real risk.
The truth is that although the lower the road time in these vehicles, the lower the risk of damage, as long as it is out in the elements, an important risk continues to exist through exposure to several different types of issues. However when all is said and done, there are two notable trends regarding RV insurance. They are as follows:
• Most claims occur at the beginning of the RVing season or within the first three months of ownership of the vehicle. This is due to the size and subtleties of this type of vehicle. The majority of drivers are not accustomed to the necessary clearance, wide angles, and overall space required for maneuvering their recreational vehicles.